How soon will I see results?

This is something that varies. Some clients may see results in 90 or less, some clients may be in the Credit Restoration Program for 12 months or more. There is no specified time frame to achieve results and there are many factors that can affect this. Your credit did not become poor overnight. More than likely, it took a long time for it to become that way. It is the same thing with credit restoration. It will not be restored overnight. You must have a lot of patience and trust the process. It will be worth it in the end.

Do you offer refund ?

NO RETURNS 

Once something is removed can it come back ?

Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances. BUT it is possible for an item to come back.

What items can you help me to remove and improve?

With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments, tax liens and student loans.

How are we different?

Our number one priority to our customers is to help them get back their financial life. We do this through constant education on the process of raising your credit score, rebuilding credit, debt settlement when needed, and dealing with debt collectors. We believe that education is the key to restoring your credit.

How can I improve my credit?

Pay all your bills on time.  Never utilize more than 10% of your available balance on your credit cards.  If you're going to be late on a payment call and make arrangements.

Creditor and Collector Disputes

To get the best results, you have to go beyond the credit bureaus as they are just one piece of the puzzle. The laws allow you to dispute directly with the creditors and the collection agencies to get inaccurate information removed from your credit reports. Because of this, we provide direct disputes with creditors and collectors for no additional charge.

What is our mission?

Our mission is to assist you with getting the things you want in life. Navigating the credit repair maze can be very challenging if you are not aware of all the laws that regulate collectors, creditors, and credit bureaus. Our job is to take that heavy burden off your shoulders and do all the work for you so you can get approved again.